The buy-to-let market has recently been the subject of a raft of tax changes all of which make it a less profitable and less appealing proposition for investors.
You might be forgiven for beginning to think you can breathe a sigh of relief as the end of 2016 looms into view. It certainly seems to have been a rollercoaster of a year with some real highs and it feels like more than its fair share of lows.
There are almost 7 million carers in the UK, that’s around 10% of the population who provide unpaid care for a disabled, seriously-ill or older loved one.1
But according to a report from the charity Carers UK, 20% of people providing 50 hours or more of care a week get no support to help them.
More people than ever before are living with critical illnesses like cancer. And this will only increase as the years go on. In fact, the number of people currently living with cancer is expected to grow from 2.8 million to at least 4 million by 2030.*
When I first took out critical illness cover, I was overwhelmed. It wasn’t just the form filling, it was finding out about the sheer number of illnesses I was covered for. Did it give me peace of mind that I was covered for neuromyelitis optica or systematic lupus erythematosus? Well, no it didn’t. I can’t even pronounce those conditions let alone know what they are.
Finding out your child has cancer is one of the most devastating things that can happen to a parent. Your whole world is turned upside down as you come to terms with the news and prepare to help your child battle this terrible disease.
In the past the protection insurance sector wasn’t known for innovation, embracing technology or making the most of digital capabilities. But we’re gradually seeing this changing in the form of some game-changing FinTech companies, such as the re-insurer backed start-up UnderwriteMe.